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Out of Africa: Financial Innovation

We’ve made the world a depressing place. Everywhere you look, all the good stuff is buried under a thick and powerful layer of crud. Sort of like an endless mall parking lot. Seedlings push through it every now and again. You can’t even see them from a distance and if you stepped on them, they’d be dead. But you know how it is with seedlings. In time they’re going to destroy the whole damn lot. What follows is one of those seedlings. Keep an eye on it.

Africa pioneers mobile bank push

Mobile financial services in the developing world could be worth $5bn by 2012, say analysts. . . . More than one billion people in the developing world have access to a mobile phone, but no bank account. . . . [CGAP] also expected more than one in five to use their mobile to access banking services, creating a market worth up to $5bn (£3.05bn). . . .

One of Africa’s first mobile banking system[s], M-Pesa, launched in Kenya in March 2007. A network of more than 7,000 agents – mostly shopkeepers – was set up to take deposits and issue cash, with users authorising payments on their mobile phone using a Pin code. That service has now expanded to include Tanzania and Afghanistan with plans to launch in India, Egypt and South Africa.

If we can keep this out of PayPal’s grubby monopolistic mitts, maybe some of this newfangled convenience could trickle all the way down to us. It should go without saying that we, and the rest of the world, will have to do some serious anti-spam and anti-fraud work as this gets more widespread. But you know what? That’s doable.

(Personal note: I’m back from vacation, hiatus, and general out-of-the-loopiness. Sort of. I may become loopy any time again so long as the weather is nice. And it’s always nice here in sunny Southern California.)

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Could we have more like Mukwege, please?

An AP story, via the BBC and congogirl

A doctor from the Democratic Republic of Congo who treats women raped by combatants in the war-torn country has been named “African of the Year”. . . .

“I am pleased to accept this award if it will highlight the situation of women in eastern Democratic Republic of Congo,” [he said]. . . .

Denis Mukwege, 53, who runs a clinic in Bukavu, has said all sides have “declared women their common enemy”.

He says his award from the Nigerian Daily Trust paper of $20,000 (£13,700) will be used to fund a centre to help rape victims rejoin society. . . . [In early January] Dr Mukwege was awarded the Olof Palme prize, awarded for outstanding achievement in promoting peace. . . .

His clinic receives an average of 10 new patients every day.

Women in DR Congo are often raped and subjected to terrible violence by armed men as part of the decade-old conflict.

The Panzi hospital helps women with the physical and psychological injuries after being attacked.

It also provides help for women who have contracted HIV/Aids from their attackers.

A third of patents undergo major surgery.

I don’t have anything to add. I just wish the world was all people like him.

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Reporting on Kenya is incomprehensible

I don’t get it. This is from the NYTimes:

Michael E. Ranneberger, the [US] ambassador … said that his chief concern was whether Mwai Kibaki, the president, and Raila Odinga, the top opposition leader, were “prepared to rise above themselves and put the interests of the nation ahead of their own personal or their group’s political interest.” … The politicians need to sit down and compromise, the ambassador added, because “we’re in the middle of a very serious crisis.”

It has been four weeks since Kenyans went to the polls in record numbers, and the country is still reeling from the aftershocks of a disputed tally in which Mr. Kibaki was declared the winner over Mr. Odinga, despite widespread evidence of vote rigging.

So, let me get this straight. The election is known to be stolen … but the two sides need to “compromise” for the good of the country.

What do they think Kenya is? The US in 2004?

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Hero Rats

I came across this great story on Ars Technica.

Trained rats sniff out unexploded mines. They’re smart, calm, and light enough not to set the horrible things off. And cheap, compared to the $25,000 invested in a trained dog. A Belgian outfit called Apopo came up with the idea and has been training the rats, a special, six-pound, African species. It takes about a year, and one in four “graduates.”

Thousands of children and farmers would not lose legs, hands, eyes, or their lives if these animals could be deployed everywhere they’re needed.

Oh, and did I mention that they’re seriously cute?

African giant pouched rat hunting for mines in a farm field

Not only would lives be saved, hundreds of square miles of farmland could be returned to production if the explosives were cleared.

The rats can be trained for any work that requires a sensitive nose, such as TB scanning, as well as other diseases. Imagine it. Each health worker with her or his own little pet carrier.

The hardest part, I gather, has been getting people to fund work with rats.

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The world is (not) growing safer

You’d think a bunch of biblical literalists, or whatever the hell they are, would have at least read the book they’re always swearing by. Haven’t they heard about “sowing the wind, and reaping the whirlwind”?

Words fail me, and the information really needs to go viral, so I’ll just quote Andrew Heavens mindboggling post:

August 29, 2007

the scariest headline of the week award goes to … today’s Khartoum Monitor:

DRIVE FOR NUCLEAR REACTORS POSSESSION

In a scientific symposium yesterday at the Islamic Jurisprudence complex, participants said it is essential to establish research centres and installations in the fields of physics, chemistry and physical engineering which will enhance atomic and nuclear research…

Scientists recommended a drive to obtain mass destruction weapons and that if the enemy is suspected to be in possession of these weapons, we must get prepared and be trained in their use.

Just what Sudan needs. And who is “the enemy”?

The point is not that terrorists could get at these weapons. The point is not even that Sudan will waste resources getting a nuke or two. (Although both are big issues.) The point is that they want nukes.

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